SALT Savings Groups

SALT Savings Groups

SALT Savings Groups in Tanzania working together to build a new house for one of their members who had experienced hardship. They completed the project with no supervision or funding from the American staff.

Helping economically disadvantaged people find solutions to their financial problems

SALT Savings Groups provide structure and teaching to help members work together to save money. As their savings corporately accumulate, members can take out small loans from the savings to start or expand businesses or to help provide for their needs during hard times. More importantly, the ongoing Bible-based teaching has a profound impact on group members. In some of the places where SALT operates, people are hearing the Gospel for the first time at savings group meetings.

How SALT Savings Group program helps members:

  • Provides a platform for sound Biblical teaching through frequent meetings.
  • Helps entrepreneurs develop or expand small enterprises.
  • Provides a safe place for members to keep their savings.
  • Provides a system for members to safely borrow from each other.
  • Prepares members for hard times, such as medical emergencies or natural disasters.
“Today I am indeed filled with hope for the future. Thank God for the opportunity to have benefitted from the savings group.’’
– Serwa, Savings group member from Manya Damanku in the Gusheigu District

“When we go through the lessons in the manual it helps us understand the Bible more and more.”
– Joe, Savings group member from Badie

“The savings group gave us the opportunity to access small loans for our weekly trade in the above grains.”
– Savings group members in Nanyeli

“Fusheina realized that there was nowhere in her community that one could find soft drinks to buy, she made a small store and got a loan from her group to start selling drinks in her community.”
– Fusheina, Savings group members from Blachooni

“The teaching is really good and helps me manage my business and home better. The group helps me save money instead of wasting it.”
– Savings group members from Asia


What makes SALT Savings Groups so effective?

• Help members find and use their God-given gifts, abilities, and resources
• Provide a platform for sound Biblical teaching through frequent meetings
• Help entrepreneurs develop or expand small enterprises
• Provide a safe place for members to keep their savings and take out loans
• Show the power of saving over time
• Prepare members for hard times, such as medical emergencies or natural disasters

Donate to SALT Adopt-A-Savings-Group

Select whether you would like to receive information, and select the number of groups you would like to sponsor.

SALT Adopt-A-Savings-Group – Monthly


SALT savings groups meet with their group facilitator every 1-2 weeks and receive 45-60 minutes of spiritual and business teaching from our SALT teaching manual. Each individual also brings a small amount of savings to deposit and, when the group has accumulated enough, loans are issued from this savings pool based on lending terms that the group has established. On average, the size of savings groups range from 20-25 members. $50 per month will pay the in-country costs for each group, including facilitator salary and travel expenses, printing of manuals, and other expenses. Your continued support allows impoverished people to receive teaching and gives them hope for their future. Upon request, sponsors will receive information on the group they are sponsoring, along with an annual scorecard detailing how many meetings they had and the savings they accumulated. Due to varying cycles in the groups, we may have to choose another group for you during the year.

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Additional information

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